Job Description :
KEY RESPONSIBILITY AREAS :
- Sourcing New Business through channel partners/Connectors..
- Direct sourcing of new business from open market.
- Managing relationship with channel partners and financial advisers.
- Sourcing loan files of Big ticket size from open market.
- Sanction & disbursement of files per month as per the targets assigned
- Carry out the pre and post-loan activities related to the home loans, meaning: acquisition of new clients and maintenance of renewal clients, financial analysis, initial risk assessment, presenting the loan applications to the Sanctioning team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.
- Getting legal, credit and technical documents completed for the loan proposal and resolve customers queries.
- Inform potential clients about the requirements, T&C of the home loan product, the procedures to obtain a loan, the importance of the payments on time, the penalties system in case of not paying on time, insurance, etc.
Inform the client about the final Credit decision on their application.